We accept nearly all types of insurance, including most traditional insurance plans and many PPOs.

We are participating providers with Medicare. Procedures are done in the office, so there are no costly facility fees for patients. Some of our most requested insurance plans are listed below. We participate with several other PPO plans — please call us at 219.513.9415 (Munster office) or 219.769.7060 (Merrillville and Valparaiso office) to verify our participation with your health plan. You may also email us at with any questions. We look forward to serving you.

Accepted insurance plans include:

  • Aetna US Healthcare

  • Anthem Blue Cross-Blue Shield

  • Beech Street PPO

  • BCBS HMO through Community Healthcare Partners (member ID must include "XOH" or "XOL")

  • BCBS of Illinois (with one exception: we are unable to see BCBS IL patients in our Valparaiso office)

  • Cigna PPO

  • Cofinity PPOM

  • Corvel

  • Coventry CCN

  • Employee Benefit Plan CHP

  • Employee Benefit Plan SCSM

  • Enfore

  • First Health/Coventry PPO

  • Franciscan United Healthcare PPO Plan (we are considered Tier 2). We do NOT accept Franciscan HMO plan.

  • HealthSmart

  • HFN

  • Humana

  • Indiana Health Network PPO

  • Lutheran Preferred

  • Medical Mutual of Ohio

  • Medicare & Medicare Advantage Programs

  • Multiplan

  • Prairie States

  • Preferred Network Access PPO

  • Sagamore PPO

  • SIHO

  • Today’s Options Beech Street Advantage

  • Tricare Select and Tricare for Life

  • Unicare PPO

  • United Healthcare

At this time we do NOT accept the following insurance plans:

  • Tricare Prime

  • Franciscan HMO

  • Unicare HMO/Anthem

  • AMbetter

  • Healthy Indiana Plan

  • Hoosier Healthwise

  • Indiana Medicaid

  • Any form of MDWise, including MDWise through St. Catherine’s Hospital. We are a St. Catherine Network Contracted Provider. The St. Catherine Network informed us that they are no longer contracted with MDWise. We apologize that we can no longer accept MDWise patients. Thank you for your understanding.

Please contact your insurance company prior to your visit to ensure you understand your insurance coverage. Our office does not have information about your personal insurance coverage. We can only verify your eligibility if you provide us with your insurance company name, policy number, policy type, policyholder's name, gender, and date of birth. Please understand that eligibility verification is not a guarantee of payment.

Bring your insurance card to every visit.

Understand your insurance coverage: 

  • What is your co-pay?

  • What is your deductible?

  • What visits are covered?

  • Does your plan require prior authorizations?

Understand your plan's pharmacy benefits: 

  • Do you need 30- or 90-day prescriptions?

  • Should you have generic or brand names?

  • What pharmacies do you use?

Understand your plan's referral requirements:

  • Do you need referrals to see a specialist?

  • Do you need referrals for emergency care?

  • Which doctors and hospitals can you use?

Questions, problems, or concerns about your insurance?

  • Contact your employer's Human Resources Office or your insurance plan's Customer Relations Department.

We file insurance claims as a courtesy to our patients. However, please be aware that you are responsible for any co-payment, coinsurance or deductible amounts at the time of service. Your insurance is a contractual agreement between you and the insurance company. Therefore, it is your responsibility to understand your coverage and exceptions to your policy. Due to this relationship, you are ultimately responsible for your bill.







Dermatology Associates of Northwest Indiana, PC

Merrillville/Valparaiso phone: 219.769.7060
Munster phone: 219.513.9415


fax: 219.440.4855