We accept nearly all types of insurance, including most traditional insurance plans and many PPOs.
We are participating providers with Medicare. Procedures are done in the office, so there are no costly facility fees for patients. Some of our most requested insurance plans are listed below. We participate with several other PPO plans — please call us at 219.513.9415 (Munster office) or 219.769.7060 (Merrillville and Valparaiso office) to verify our participation with your health plan. You may also email us at firstname.lastname@example.org with any questions. We look forward to serving you.
Accepted insurance plans include:
Aetna US Healthcare
Anthem Blue Cross-Blue Shield
Beech Street PPO
BCBS HMO through Community Healthcare Partners (member ID must include "XOH" or "XOL")
BCBS of Illinois (with one exception: we are unable to see BCBS IL patients in our Valparaiso office)
Employee Benefit Plan CHP
Employee Benefit Plan SCSM
First Health/Coventry PPO
Indiana Health Network PPO
Medical Mutual of Ohio
Medicare & Medicare Advantage Programs
Preferred Network Access PPO
Today’s Options Beech Street Advantage
At this time we do NOT accept the following insurance plans:
Healthy Indiana Plan
Any form of MDWise, including MDWise through St. Catherine’s Hospital
Please contact your insurance company prior to your visit to ensure you understand your insurance coverage. Our office does not have information about your personal insurance coverage. We can only verify your eligibility if you provide us with your insurance company name, policy number, policy type, policyholder's name, gender, and date of birth. Please understand that eligibility verification is not a guarantee of payment.
Bring your insurance card to every visit.
Understand your insurance coverage:
What is your co-pay?
What is your deductible?
What visits are covered?
Does your plan require prior authorizations?
Understand your plan's pharmacy benefits:
Do you need 30- or 90-day prescriptions?
Should you have generic or brand names?
What pharmacies do you use?
Understand your plan's referral requirements:
Do you need referrals to see a specialist?
Do you need referrals for emergency care?
Which doctors and hospitals can you use?
Questions, problems, or concerns about your insurance?
Contact your employer's Human Resources Office or your insurance plan's Customer Relations Department.
We file insurance claims as a courtesy to our patients. However, please be aware that you are responsible for any co-payment, coinsurance or deductible amounts at the time of service. Your insurance is a contractual agreement between you and the insurance company. Therefore, it is your responsibility to understand your coverage and exceptions to your policy. Due to this relationship, you are ultimately responsible for your bill.